Are you considering going without health coverage?

For many middle income families, health insurance can be expensive or even considered unaffordable. Prices for a family can range anywhere from $500-$2000 a month. For the Giron family, these costs have been deemed unnecessary at this time and Sarah Giron has made the decision to go without coverage despite previous medical treatment for cervical cancer.

Her argument is that the penalty for not purchasing coverage is less than the cost of what her insurance would be. Thus, it is cheaper for her family’s budget to pay the fine than to buy health insurance. This has been an ongoing concern for many health care professionals. However, before you decide to go without coverage, it is important to speak to an insurance agent and review all of the factors for consideration.

• Look into all of the coverage options on and off the exchange.

• Review potential risk factors for your family and your financial preparedness plan in the event something does occur.

• Explore the new benefits under the health care law.

If you have any questions about whether health coverage is right for you and your family, please feel free to give us a call. We’ll help you explore your options so that you and your family are protected.